Are you scrolling through your transaction history, trying to piece together where all your money went to be left with that bank balance? That lunch here, that “urgent” buy there, the unexpected transfer to a friend in need, it all seemed…
Is your budget still working for you? You started with a plan. You set limits, tracked expenses, and maybe even celebrated small wins. But suddenly, things feel off. You are constantly overspending in some areas, cutting back too much in…
This week on Vale Finance Compass: Every new year, people set resolutions to save more, spend less, invest smarter, and build wealth. Let’s explore how to turn those goals into lasting habits. By March, those resolutions often fade off. Resolutions…
Every new year, you make a list of resolutions to save more, spend less, invest smarter, and build wealth. By March, those resolutions often fade off. Resolutions rely on willpower, and it is a limited resource. Systems, on the other hand,…