Vale Blog
Your Guide to Organizing Your Finances
The new tax reform, which takes effect from January 1, 2026, brings major changes to how Nigerians are taxed. Here is what you need to know.
The start of December carries a unique kind of energy: calm, reflective, and a little emotional. It’s the moment many people begin to replay the year in their minds, feeling both proud of how far they’ve come and thinking about what they could have done better.
Once the year starts winding down, it’s like the whole world agrees to tempt us at the same time. Everywhere you turn, someone is announcing a discount, a flash sale, a midnight deal or a “you can’t miss this” offer. And even the strongest of us start looking at items we never planned for, suddenly convinced that this is the best moment to buy them.
Red Flags That Signal Scams You think it could never happen to you until it does. And when it finally happens, the …
When was the last time you gave your money a detox? At some point, everyone needs a financial reset. You can’t build new habits while holding on to old ones. Just like your body or mind, your relationship with money sometimes needs a cleanse. A chance to start afresh, this time with clarity.
Finding Balance in the Festive Rush As the year draws to a close, the excitement of the festive season begins to fill …