You earn what many would call a “decent” salary. You budget carefully. Yet the thought of buying a car, moving into your own home, or even replacing your old fridge feels completely out of reach.
Access to finance can determine whether a business grows, adapts or misses its next opportunity. We explore what's standing in the way and what's needed to change that.
Have you ever felt guilty after spending money on something you genuinely enjoyed? Maybe it was dinner with friends, a weekend getaway, a new gadget, or finally buying those shoes you've been eyeing. You enjoyed it in the moment. Then later, you opened your banking app and thought, "I probably shouldn't have spent that much." Next, you're replaying the decision in your head, trying to convince yourself it was worth it.
December Isn't the Time to Start Preparing for December One thing about December is, it has its own economy. And the numbers prove it. According to MO Africa Co.'s The Economics of Euphoria: Lagos' Detty December 2025, Lagos recorded ₦396.5…