... Food is already taking a significant share of household spending, and recent data shows that the pressure has not disappeared. The National Bureau of Statistics reported food inflation at 20.31% year on year in July 2026. More recently, the SBM Jollof Index put the average cost of preparing a pot of jollof rice for a family of five at ₦29,578 in June 2026, a 14.6% increase from the same period the previous year.
This check-in is less about asking, “Did I achieve everything I planned?” and more about looking at what has changed and whether the plan still makes sense for the months ahead.
₦100 million to ₦10 billion. Four years. No funding rounds. On paper, it sounds like the kind of growth that happened overnight. It didn't. In 2022, Vale had just crossed its first ₦100 million in customer placements. Four years later,…
Have you ever felt guilty after spending money on something you genuinely enjoyed? Maybe it was dinner with friends, a weekend getaway, a new gadget, or finally buying those shoes you've been eyeing. You enjoyed it in the moment. Then later, you opened your banking app and thought, "I probably shouldn't have spent that much." Next, you're replaying the decision in your head, trying to convince yourself it was worth it.