Making a financial plan is easy until your money starts acting like it has a mind of its own. When you first put it together, it makes sense. You map out your expenses, assign a portion of your income to…
You swipe your card, transfer the money, or click checkout, and for a moment, it feels good. Maybe you bought something you have wanted for a while or treated yourself after a stressful week. But almost immediately, that feeling turns…
There is something really powerful about having customers who just get you the kind who stick around, tell their friends about your business, and keep coming back, even when competitors are shouting louder. Every business owner wants loyal customers. Not…
When people hear credit risk, they often think it's all about saying no, but that is not true. My job is about finding the balance between opportunity and risk. Every day, I analyze businesses looking for credit, reviewing their financials,…