Is your budget still working for you? You started with a plan. You set limits, tracked expenses, and maybe even celebrated small wins. But suddenly, things feel off. You are constantly overspending in some areas, cutting back too much in…
They say doing the same thing over and over while expecting a different result is the definition of insanity. And yet, year after year, many people carry the same money habits into a new calendar, hoping this will be the…
The Invisible Drains on Your Money There is a familiar scene we have all played out in our heads. You have made a list, checked it twice, yet somehow the numbers do not add up. You are not alone in…
This week on Vale Finance Compass we will discuss time. The clock does not pause for anyone. Each second passes, reminding us of the value of time and the responsibility that comes with it. It is the sixth day of…