My Target on Vale helped me save for save for my new Laptop

Meet the Winner and star of the Vale Referral Challenge Ademayowa, to hear about his journey with Vale.

Can you tell us your name and how you first heard about Vale? 

My name is Ademayowa, and I first heard about Vale through a friend. At first, I was a bit skeptical, but my friend convinced me to give it a try. I downloaded the app, tried it out, and within a few days the daily interest on my savings really stood out to me. Watching my money grow every single day feels like a game-changer. Vale has truly won me over, it is different. 

How long have you been using Vale, and what has your experience been like so far? 

I have been using Vale for over six months now, and honestly, it has been a game-changer. Before Vale, I struggled with setting money aside consistently. The app made it incredibly easy to automate savings in a way that didn’t feel overwhelming. I also like how simple and easy it is to navigate through the Vale app. 

What inspired you to participate in Vale’s referral program? 

I did not even hesitate when I saw the referral program because I had already experienced firsthand how useful the app was, and I knew my friends and family would benefit from it too. Referring people to Vale felt natural. Plus, the extra reward was a great incentive, I mean, who doesn’t like earning something extra for simply sharing a good thing? 

How did you go about referring friends to Vale? Did you use any specific strategies? 

At first, I just mentioned it in conversations with friends, but then I realized that sharing my referral link in group chats made a bigger impact. I didn’t just drop the link. I explained how Vale had helped me become more intentional with my money, which made people curious. Once they saw how simple and rewarding it was, they signed up. 

What is your favorite plan/feature on the Vale app, and why? 

I would have to say My Vault is my favorite feature. It helps me stay disciplined without overthinking. I can lock my money and earn up to 20% interest per annum, ensuring I do not dip into important funds. 

How would you describe the ease of using the Vale app to someone who has never used it before? 

if I had to describe it in one word, I would say effortless. The app is very user friendly. You do not have to go searching for features. Even if you have never used a financial app before, you will feel comfortable using Vale from day one. 

How has using Flex Wallet, My Target, or My Vault helped you manage your finances? 

Using My Vault has completely changed how I handle my money. Before Vale, I would tell myself I was saving, but in reality, I was just moving money around and eventually spending it. With My Vault, I can lock my savings and get additional interest on the locked funds. I also used My Target to save up for a new laptop, and it made the whole process so much easier because I could track my progress along the way and save without thinking about it. I also enjoyed interest on my target savings.  

What do you think sets Vale apart from other apps? 

Vale stands out because of its simplicity. A lot of financial apps throw too many features at you, making things complicated, but Vale keeps things clear. I also love the referral program and the rewards system it is a great way to encourage people. 

How has using Vale helped you achieve your financial goals? 

Vale has helped me become more structured with my savings. Before, I would start saving for something and then end up dipping into the money for other things. But now, with My Target, I have been able to stay focused. Seeing my progress keeps me motivated. 

What do you enjoy most about Vale’s referral program? 

I love that it’s a win-win situation. I get rewarded for introducing people to something that actually benefits them, and my friends and family are getting access to an app that can help them manage their finances better. 

What would you say to someone who’s hesitant to join or refer others to Vale? 

I would tell them that there is nothing to lose. The app is risk-free, it makes handling money so much easier, and it rewards you for saving. Plus, the referral program lets you earn money just for sharing something valuable with people. 

If you could sum up your experience with Vale in three words, what would they be? 

Empowering. Simple. Rewarding.